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How It Works Apply Apply and get approved in under 30 seconds. All you need is basic personal information like name, address, Social Security Number and a bank account that has been open for 3 months. What could be easier! Shop The fun part! (no explanation needed) Sign Your lease agreement will be completed by the retailer and printed out for your review before you sign. No surprises and no hidden fees. You will receieve the contract via your email and the retailer will collect the first monthly payment. Flexible & Transparent Pay off at any time with our Early Buyout Option and save. The earlier you buyout, the more you save. Select “Calculator” above to estimate your buyout price. Enjoy Take home your purchase TODAY and enjoy.

Call us if you have any questions! 1-844-619-1400

We Offer up to 12 month payment plan!

Get approved today!


Call us if you have any questions! 1 800 988 6221

ARC 90 is a short term payment plan developed for those who have the ability to pay and want to avoid high interest credit cards, leases, or personal loans. Plans range from 3 to 12 months with amounts from a few hundred to several thousand per purchase. A three tier approval process facilitates up front funding or additional revenue via an in store finance option. Tier one Fast track is up front funding and can be up to 3500.00. Tier two is G code funding with qualified payments guaranteed to the store as they are received. Tier three, V code, is an easy to use in house financing option where you can collect the fees thereby expanding your profit margin. Because ARC90 is such a benefit with low cost not all consumers will be approved. We require an ability to repay with minimal risk of default. Plans range from 3 to 12 months with 3 tiers of approval and up to $3500 up front funding.